HomePersonal Finance
Category 02

Unsecured and collateral-backed personal financing.

Tailored personal finance for immediate family, medical, education, or lifestyle needs.

  • Multi-lender comparisonWe match your profile across banks and NBFCs.
  • End-to-end file supportDocumentation handled from enquiry to disbursement.
  • Transparent guidanceClear terms, no hidden charges, honest timelines.
EMI calculator

Plan your personal finance EMI

Adjust the amount, tenure and rate to see your monthly instalment instantly.

Loan Amount
₹50,000₹50,00,000
Loan Tenure
1 year7 years
Interest Rate
9.99% PA24% PA

Your Monthly EMI will be

₹11,122

Amount Payable₹6,67,333
Interest Amount₹1,67,333
Principal Amount₹5,00,000

Indicative figures for planning only. The final interest rate, tenure and EMI are set by the lender after assessing your profile and documents.

Choose the right option

Compare personal finance options. Open details for eligibility and documents.

Personal Loan

Collateral-free financing for urgent personal requirements

Quick, hassle-free unsecured personal loans for medical needs, travel, education, weddings, or unexpected expenses.

Ideal for

Salaried EmployeesSelf-Employed Professionals
  • No collateral or security required
  • Fast lender evaluation
  • Flexible tenure options

Individual Loan Against Property

Long-term low-cost personal financing using residential property

Lower EMI alternative to personal loans by pledging residential property for higher capital requirements.

Ideal for

Salaried & Self-Employed HomeownersParents funding higher education
  • Lower interest rates than personal loans
  • Tenures up to 15-20 years
  • Substantial loan amount eligibility

Not sure which option fits?

Share your requirement once. An SKB advisor compares lenders and recommends the best-fit option.

* Loan eligibility, terms, interest rates and processing timelines depend on lender underwriting criteria and verified financial documents.