HomeHome Finance

Category 01

Finance for your property & home goals.

Home loan, plot purchase, construction, and property-backed solutions tailored to your needs.

Multi-lender comparisonWe match your profile across banks and NBFCs.
End-to-end file supportDocumentation handled from enquiry to disbursement.
Transparent guidanceClear terms, no hidden charges, honest timelines.

EMI calculator

Plan your home finance EMI

Adjust the amount, tenure and rate to see your monthly instalment instantly.

Loan Amount₹

₹50,000₹10,00,00,000

Loan Tenureyrs

1 year30 years

Interest Rate%

7.5% PA15% PA

Your Monthly EMI will be

₹43,391

Amount Payable₹1,04,13,879

Interest Amount₹54,13,879

Principal Amount₹50,00,000

Indicative figures for planning only. The final interest rate, tenure and EMI are set by the lender after assessing your profile and documents.

Choose the right option

Compare home finance options. Open details for eligibility and documents.

Home Loan

Purchase of ready, under-construction, or resale properties

Structured financing for buying your dream home, whether an apartment, independent house, or ready residential unit.

Ideal for

Salaried IndividualsSelf-Employed ProfessionalsFirst-Time Home Buyers

Competitive lender comparison
End-to-end file preparation
Flexible tenure options based on lender criteria

Home Loan Balance Transfer

Transfer existing home loan for better terms and rates

Switch your current high-cost home loan to a more competitive lender to optimize monthly outgo.

Ideal for

Existing Home Loan BorrowersProperty Owners looking to optimize EMI

Lender comparison for potential interest savings
Smooth document handover coordination
Top-up option availability

Home Loan Top-Up

Additional funds on your existing home loan

Access surplus capital on your active home loan for renovation, interior work, or personal requirements.

Ideal for

Existing Home Loan Customers with clean repayment recordHomeowners renovating property

Quick processing over existing loan
Lower interest rates compared to unsecured loans
Flexible end-use

Loan Against Property (LAP)

Unlock high-value liquidity by mortgaging residential or commercial property

Leverage the market value of your property to raise funds for business expansion, child education, or large financial commitments.

Ideal for

Property OwnersBusiness OwnersSelf-Employed Professionals

Substantial funding against property market value
Longer repayment tenure
Clear title evaluation support

LAP Balance Transfer & Top-Up

Refinance your existing property loan and access additional funds

Transfer your existing loan against property to lenders offering better rates along with supplementary top-up capital.

Ideal for

Borrowers with high-interest LAP accountsBusiness entities seeking additional liquidity

Optimized debt structure
Additional liquidity sanction
Dedicated file processing

Plot / Land Loan

Financing for the purchase of residential or approved plots

Dedicated loan support for purchasing residential land or sanctioned layout plots across Maharashtra.

Ideal for

Plot BuyersInvestors planning future construction

Clear legal verification coordination
Structured lender matching
Fast application handling

Plot + Construction Loan

Combined finance for plot purchase and home construction

Single unified loan solution covering both the plot acquisition and construction milestone funding.

Ideal for

Individual Home BuildersPlot Buyers wanting immediate construction

Stage-wise construction disbursement
Combined single loan process
Architect estimate alignment

Self-Construction Finance

Funds to build a home on your self-owned residential plot

Milestone-linked disbursement designed specifically for constructing your independent home on owned land.

Ideal for

Plot Owners embarking on constructionBungalow / Row-house builders

Milestone disbursement verification
Flexible stage financing
Direct lender coordination

Commercial Property Loan & Purchase Finance

Financing for ready and under-construction commercial real estate

Financing for buying office spaces, retail shops, showrooms, and commercial units.

Ideal for

Business OwnersReal Estate InvestorsProfessionals establishing offices

High-value loan evaluation
Support for commercial title evaluation
Tailored commercial terms

Not sure which option fits?

Share your requirement once. An SKB advisor compares lenders and recommends the best-fit option.

* Loan eligibility, terms, interest rates and processing timelines depend on lender underwriting criteria and verified financial documents.