HomeDebt Refinance
Category 04

Restructure, consolidate, and optimize your liabilities.

Streamline multiple high-interest loans into one facility to reduce monthly EMIs.

  • Multi-lender comparisonWe match your profile across banks and NBFCs.
  • End-to-end file supportDocumentation handled from enquiry to disbursement.
  • Transparent guidanceClear terms, no hidden charges, honest timelines.
EMI calculator

Plan your debt refinance EMI

Adjust the amount, tenure and rate to see your monthly instalment instantly.

Loan Amount
₹50,000₹2,00,00,000
Loan Tenure
1 year20 years
Interest Rate
8% PA18% PA

Your Monthly EMI will be

₹13,775

Amount Payable₹16,53,000
Interest Amount₹6,53,000
Principal Amount₹10,00,000

Indicative figures for planning only. The final interest rate, tenure and EMI are set by the lender after assessing your profile and documents.

Choose the right option

Compare debt refinance options. Open details for eligibility and documents.

Debt Consolidation

Combine multiple debts into one lower-interest structured loan

Consolidate multiple personal loans, credit card balances, and high-interest obligations into a single organized loan.

Ideal for

Borrowers managing multiple EMIsIndividuals looking to reduce financial stress
  • One single monthly EMI
  • Potential reduction in monthly cash outflow
  • CIBIL score improvement pathway

Refinance / Loan Takeover

Strategic loan takeover to benefit from lower rates and revised terms

Transfer high-interest loans to competitive institutions with transparent coordination and seamless file handover.

Ideal for

Borrowers with seasoned loansEntities seeking better covenants and terms
  • Comprehensive interest rate comparison
  • LOD and closure coordination
  • Top-up capital options

Not sure which option fits?

Share your requirement once. An SKB advisor compares lenders and recommends the best-fit option.

* Loan eligibility, terms, interest rates and processing timelines depend on lender underwriting criteria and verified financial documents.